M&S Car Insurance

Save up to 15% Online

With the M&S premier car insurance policy, customers receive extras worth more than £375, including Free EU & UK breakdown cover, 90 days EU cover, £1,000 key care cover and much more. M&S cardholders can save up to 15%* on the already great value policy.

Key Benefits – Premier Cover

Save up to 15% Online* - You can save save up to 15% when taking out a new M&S Car insurance policy and renewing existing cover. to obtain this discount you must be a M&S Cardholder. This discount in not available to customers amending an existing M&S car insurance policy.
Free Breakdown Cover – Free European and UK breakdown cover which insurers you even if you are a passenger in another car. This cover is worth £296.(The cover is provided by RAC exclusively for M&S car insurance customers. The equivalent priced cover with AA is £296.10.)
Up to £100,000 Motor Legal Protection - With this great value car insurance from M&S, you will receive motor legal insurance to cover you in the event of an accident not caused by you. This enables you to claim uninsured losses, such as your policy excess, from the other driver, provided he or she is identifiable and insured. Though this feature is included in the price of our premier cover, it can be added to the standard policy for a small additional fee.
Guaranteed replacement car for up to 28 Days - If your car is off the road, either because it has been stolen, damaged  or is written off, with premier cover you will be provided with a another car for 28 days. This feature will also be included in standard cover if you have decided to add the motor legal insurance option.
Key Care Cover - One of the most irksome problems you can encounter as a driver is losing your keys or having them stolen; with today’s cars it is an expensive business to replace them. Thankfully, with premier cover’s Key care policy you will be covered up to £1,000 for lost or stolen keys. So you will not have to worry about parting with eye-watering sums of money just to regain access to your vehicle.
Free 90 Day’s EU Cover - If you quite like the idea of driving from Cherbourg through the wonderful scenery of the Massif Central on your way down to sunny Fréjus or St Tropez, or anywhere else in Europe for that matter, you will receive 90 days European Union cover per trip. In the event of a breakdown, the cover also guarantees all approved repairs for three years. On top of all that, you will also receive personal accident cover of up to £10,000, windscreen cover (£75 excess), a courtesy car (subject to availability) and a 24-hour claims service

* The M&S Cardholder discount is not available to customers amending an existing M&S Car Insurance policy.  The main M&S Cardholder must be a named driver on the policy with their address matching the motor insurance policy address.  Terms and conditions apply. M&S Bank reserves the right to withdraw or amend these offers without notice.

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